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The section titles used in these Terms and Conditions are for convenience and do not have any legal or contractual effect. The Site's Privacy Policy is incorporated herein by reference. These Terms and Conditions shall be governed and construed by and under the laws of the State of Illinois, without regard to its conflict of laws. You hereby consent to the exclusive jurisdiction and venue of the state courts sitting in Cook County, Illinois, or the federal courts in the Northern District of Illinois to resolve any disputes arising under these Terms and Conditions.

These Terms and Conditions contain the complete agreement between you and RI with respect to your use of this Site, and supersede all prior or contemporaneous agreements or understandings, whether oral or written. You shall have no rights in or to RI's proprietary property made available to you to use or access the Site. You may not sublicense, assign, or transfer any licenses granted to you by RI, and any attempt to sublicense, assign, or transfer shall be null and void. Any failure or delay of RI to enforce or exercise any provision of or its rights under these Terms and Conditions or related right shall not be deemed a waiver of those rights or provisions or a breach of these Terms and Conditions by RI. If any part of these Terms and Conditions shall be held by a court of competent jurisdiction to be contrary to law, that provision will be enforced to the maximum extent permissible and the remaining provisions of the Terms and Conditions will remain in full force and effect. These Terms and Conditions may not be modified by you, in writing or otherwise, unless agreed to in a written document signed by RI.  

Also read RI's guidelines for user-generated content .